I recently read a post from another blog Frugal Beautiful about how frugal doesn’t mean being cheap.
Before the weekend, I signed up for this ‘super-sweet offer’ from a magazine company. For $39.90 (every 2.5 months and charged to my credit card) I can get 4 of my favorite magazine titles (which equals about $3.88/week), but after 72 hours I am locked in to this contract for 48 months. 48 MONTHS! Um, what? I can’t cancel? I am locked in for the entire contract? ‘Well, we offer over 300 different magazines, so if you get bored of the ones you originally order, you can change it up and get 4 new, different ones,’ they say. Hmm. So over the weekend, I did some research. Apparently many people are dissatisfied with the service, have had bad experiences with harassing/rude phone calls and have had to make complaints about the company at various state’s Better Business Bureaus. Yikes! (Not to mention that I did this without discussing this with the hubby – something I am trying to do better with and more of).
It might not seem like a lot of money – to save $40 every 2.5 months should be easy. And if it is for you – great! For me, in my current financial situation, saving for a few magazines to come to my door is going to be hard. After much research and hard thinking about this ‘suddenly-in-my-mind-stupid-decision’ – and not the first one I will ever make either! – I decided to cancel that new subscription. Alas, I had to wait to Monday but it got done!
The main reasons I came to this conclusion:
1. We visit the library practically EVERY weekend. I almost always hit the magazine section and borrow 1-two past issues of my favorite magazines. And they are FREE.
2. One of my intentions this year is to pay cash for things I want (exception of big-ticket items). Charging my credit card every couple of months DOES NOT fulfill that intention. Sorry, but a charge card is not cash.
3. The library has FREE books and magazines to read. Past and present issues.
4. I went ahead and assumed I would have the extra money every so often to do this; most likely scenario? Do I pay my credit card bill or put gas in the car? Honestly, money is tight for us/me right now and I would rather put gas in the car so I can get to work.
5. Did I mention the library? That card is getting a TON of use, and we’ve only been here 3 months!
6. Reading this blog and all subsequent posts relating to this.